Extra Charges on ATM Withdrawal: Know the New Rules in 2025

Extra Charges on ATM Withdrawal

Every day, millions of people in India withdraw cash through ATMs. Until now, customers enjoyed a fixed number of free transactions every month. But from 2025, the Reserve Bank of India (RBI) along with all banks public, private, and rural—have implemented new rules. Now, if you go beyond the free limit, you’ll have to pay … Read more

Kisan Vikas Patra Scheme: A Safe Way to Double Your Money in 115 Months

Kisan Vikas Patra Scheme

When your monthly expenses keep climbing and your savings start shrinking, the stress can feel unbearable. You want to secure your future, but the stock market looks risky and even fixed deposits don’t feel like enough. So what do you do? That’s where Kisan Vikas Patra (KVP) comes in—a government-backed scheme that lets your money … Read more

HDFC Bank Raises Minimum Balance Requirement for New Savings Accounts

HDFC Bank Raises Minimum Balance

From August 1, 2025, HDFC Bank has revised the minimum balance requirement for savings accounts in metro and urban branches. This change mainly affects new customers opening savings accounts after this date. What Has Changed? Previously, customers in metro and urban areas needed to maintain a minimum average monthly balance (MAB) of ₹10,000. Under the … Read more